A freeware tool for planning a strategically optimized debt repayment scheduleCredit Repair Planner is an useful software that helps you to create an optimized repayment schedule which factors in credit improvement.

The concept is simple: pay off the highest-interest cards first while bearing in mind that carrying in excess of 50% on any revolving credit line dings your credit score.

Credit Repair Planner will break this down into two repayment schedules - the first to get all cards down below 50% and the second to take them down the rest of the way.

Although Credit Repair Planner is useful for scheduling repayment, it is meant primarily as an educational tool -- making the path to credit-repayment explicit, concrete and visual.

A clear understanding of the debt-repayment path is a crucial part of lifelong debt management.

To use Credit Repair Planner, just download and run - the program is entirely self-contained and requires no installation (it

can also be run directly from fixed media such as floppy or CD).

Credit Repair Planner is a single, clean, compact executable with no spyware or DLL dependencies.

Feel like you're being whacked by a giant hun every month? This little tool is designed to get you out of the credit mess as fast as possible.

The idea is that you tell Credit-Repair-Planner about your existing credit card debt and how much you can afford to pay back each month. Credit-Repair-Planner will then generate an optimized repayment plan that not only clears your debt as fast as possible but also gets your credit back as fast as possible.

The idea is simple: two things especially ding your credit: high total debt on cred...

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